Pre-Approval is the first step to making your dream of "Home Ownership" come true!
Do you need help getting pre-approved for a mortgage? If you need to find out what you qualify for on a home loan, start with Kathleen Chase of Keller Williams JCKC Realty Team. We have worked with several loan officers and originators. Part of our Real Estate Service is to point you in the right direction for a succesful purchase.
Complete and submit the form below and Kathleen
will assist you every step of the way!
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For the fastest service contact Wendy Burdett at Prospect Mortgage.
"Be sure to tell her Kathy Chase sent you"
MEET WENDY BURDETT
Your Home Loan Expert
Office: (508) 459-3621
Direct: (508) 380-7697
Fax: (877) 461-6020
Email:
Wendy.Burdett@prospectmtg.com
1393 Grafton Street
Suite D
Worcester, MA 01604
Prospect Mortgage has built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers.
They are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. Prospect Mortgage has access to a full range of mortgage sources and all of their lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of their service. Throughout the lending process, Prospect Mortgage provide regular loan updates and progress reports so you always know the status of your loan. They also offer a special Mortgage Manager service if you are considering refinancing your mortgage.
Prospect Mortgage offers all of their exceptional mortgage services online. Through them you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online - 24 hours a day.
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Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.
In General....
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.
Count On Your Real Estate Agent To:
- Preview available homes to weed out those that are overpriced, or undesirable in some other way.
- Present the homes that suit your needs as you've defined them.
- Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
- Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower.
Count On Your Mortgage Broker and Loan Officer To:
- Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
- Keep you informed of your loan status throughout the entire process.
- Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
- Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.
Count On Yourself To:
- Keep your Real Estate Agent informed of any questions or concerns as they develop.
- Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
- Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
- Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
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